Welcome Haw River Christian Academy Teachers and Parents to the Educator’s Advantage Mortgage Benefit Program

Mortgage Savings for Haw River Christian Academy, Teachers and Family Members

Resource Financial Services is pleased to present VIP mortgage benefits for all teachers, administrators, and family members of students of Haw River Christian Academy. This program was developed to bundle mortgage related service providers to enhance the cost savings involved in purchasing a home.

Haw River Christian Academy Mortgage Services and Benefits


  • Resource Financial will reduce lender fees by $500
  • Preferred Interest Rates
  • Interest Rate Guaranty & On-Time Closing Guaranty

Home Inspection

  • Inspector Partner will reduce inspection fees by $75

Educational Opportunities

  • Monthly Educational Newsletter
  • Monthly Zoom First-Time Buyer Webinars
  • Educational Videos regarding home buying
  • Dedicated Website

Home Insurance

  • Insurance People of North Carolina will provide savings with homeowner’s insurance


  • Scarboro Law Office will reduce attorney fees by $200
  • Attorney will close the loan at a location most convenient for you


  • Julie Roland Realty will provide a $1,500 closing cost credit

Mortgage Programs & Options

  • Conventional/FHA/VA
  • Fixed and Adjustable Rates
  • Jumbo Loans
  • First-Time Homebuyer Programs
  • Vacation/Second Home Financing
  • Investment Home Financing
  • Construction Loans
  • Reverse Mortgage

Resource Financial Services

Established in 2008 as a retail banking firm serving borrowers across the Southeast, Resource Financial is licensed in 13 states and headquartered in Columbia, South Carolina where it is South Carolina’s largest privately owned mortgage bank. In 2020, Resource Financial was approved by Fannie Mae and Freddie Mac as a conventional mortgage lender, made the prestigious Inc. 500/5000 list of fastest growing companies in America for the third time and was named to Mortgage Professional America’s list of top workplaces for 2020.

Rick Joyner

Mortgage Banker
NMLS# 68816
Phone: 919-522-5678
Email: rjoyner@rfsmortgage.com

Apply Online with Rick

Rick has more than 30 years experience in the mortgage industry in both commercial and residential lending. During his tenure in the industry, he has provided mortgages to clients covering all product types to include VA, USDA, FHA, Conventional, Jumbo and the North Carolina Housing Programs. Rick leverages his experience in the industry to help his clients choose the best programs and products.

Rick serves on several community boards and is active in his church, First United Methodist Church in Cary, NC, where he serves on both the Finance Committee and Building Committee. In his free time he enjoys traveling with his wife as well as playing golf and tennis.

Mary Sue Cacciato

Phone: 919-291-8527
Email: mscacciato@aol.com

Mary Sue is active in her community. Volunteering with The NC Food Bank, Meals on Wheels and Back Pack Programs in Chatham County.

In her down time, Mary Sue loves spending time with her husband, three teen aged kids, and her two dogs. She enjoys baking as her creative outlet.

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