Rick Joyner
Closing On-Time. Every Time. Call or text me at 919.522.5678.

Rick Joyner

North Carolina

Office: 919.522.5678
Fax: 919-654-6381

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Rick has more than 30 years experience in the mortgage industry in both commercial and residential lending. During his tenure in the industry, he has provided mortgages to clients covering all product types to include VA, USDA, FHA, Conventional, Jumbo and the North Carolina Housing Programs. Rick leverages his experience in the industry to help his clients choose the best programs and products.

Rick serves on several community boards and is active in his church, First United Methodist Church in Cary, NC, where he serves on both the Finance Committee and Building Committee. In his free time he enjoys traveling with his wife as well as playing golf and tennis.

4505 Fair Meadow Lane, Suite 211
Raleigh, NC 27607

NMLS# 68816
Licensed in NC

Driving Directions

Use our mortgage calculators to help you determine your monthly payments. Or contact me for an estimate.

5 stars. Rick was extremely communicative and professional during our entire loan process(es) and I would highly recommend him and Resource Financial. Thanks Rick!


I had the pleasure of being referred to Resource Financial (Rick Joyner) from my buyers agent. From the get go, Rick and his dedicated team of experts walked me through every detail of my loan process with crystal clarity. Rick explained every aspect of what to expect, when it would happen, and went completely out of his way to go into granular detail each time I had a question! By the time I closed, instead of being stressed out and feeling overwhelmed (from previous home buying experiences), I couldn't have been more comfortable. There were absolutely zero surprises in the entire loan process. I would HIGHLY recommend Rick and his Team to anyone that is thinking about purchasing a new home, it's folks like this who lead the loan industry by example!


Rick did an excellent job of explaining and navigating us through the lending process. He was responsive to our questions; got us a great interest rate, and made sure we closed on time. Rick was always available and we highly recommend him.


Rick Joyner presented several financing options for our particular new condo purchase. He was thorough and had good follow up. Rick tried to make a complex process seem simple. He was attentive and helped the process along with several helpful recommendations.I have made several referrals to Rick over the years including my daughter and I have refinanced my personal home with him (twice) . This latest loan referral was for my father-in-law. Rick is very knowledgeable and understands the underwriting process. I will definitely use Rick again!


Rick was always available throughout the process and really took extra time to explain anything that we were unclear on. He gave excellent advice. I cannot think of anything he could have done to make things go better!


Thank You for Allowing Me to Give You the Resource Advantage

Can I ask you a friendly favor?
I'd Truly Appreciate Your Referral

It’s been my pleasure helping you with your home financing. I’m here to be your “lender for life,” helping you in the future with any mortgage questions or needs. Do you know others who could also use my help? Someone from work, your neighborhood or the kid’s school? Has a friend or family member mentioned wanting to move or refinance recently? If so, please leave their name(s) below and I will call to introduce myself and let them know what I can do to help them. I promise to give them my personal best!