I had the pleasure of being referred to Resource Financial (Rick Joyner) from my buyers agent. From the get go, Rick and his dedicated team of experts walked me through every detail of my loan process with crystal clarity. Rick explained every aspect of what to expect, when it would happen, and went completely out of his way to go into granular detail each time I had a question! By the time I closed, instead of being stressed out and feeling overwhelmed (from previous home buying experiences), I couldn't have been more comfortable. There were absolutely zero surprises in the entire loan process. I would HIGHLY recommend Rick and his Team to anyone that is thinking about purchasing a new home, it's folks like this who lead the loan industry by example!

Rick did an excellent job of explaining and navigating us through the lending process. He was responsive to our questions; got us a great interest rate, and made sure we closed on time. Rick was always available and we highly recommend him.

Rick Joyner presented several financing options for our particular new condo purchase. He was thorough and had good follow up. Rick tried to make a complex process seem simple. He was attentive and helped the process along with several helpful recommendations.I have made several referrals to Rick over the years including my daughter and I have refinanced my personal home with him (twice) . This latest loan referral was for my father-in-law. Rick is very knowledgeable and understands the underwriting process. I will definitely use Rick again!

Rick was always available throughout the process and really took extra time to explain anything that we were unclear on. He gave excellent advice. I cannot think of anything he could have done to make things go better!