Welcome NCAPCS Members, Teachers and Parents to the Educator’s Advantage Mortgage Benefit Program

Mortgage Savings for NCAPCS Members, Teachers and Family Members

Resource Financial Services is pleased to present VIP mortgage benefits for all teachers, administrators, and family members of students of the Charter Schools of North Carolina. Endorsed by the North Carolina Association for Public Charter Schools, this program was developed to bundle mortgage related service providers to enhance the cost savings involved in purchasing a home.

Thank you for helping to shape our children, our communities and our future.

Now we want to serve you! As an associate of NCAPCS, you are entitled to receive special benefits from your preferred lender, Ash Gurgis and his team of experienced mortgage professionals at Resource Financial.

Your dedicated team will serve you and your family with mortgage lending options designed to meet your unique needs. You’ll receive discounts on fees, closing costs and everything from home improvement to garden supplies and home furnishings. Your team even includes a vetted real estate agent. Best of all, we will make a generous donation to your school’s PTA and to the NCAPCS Association with every loan closed.

It’s all designed to give you the benefits you deserve along with a better home financing experience.

NCAPCS Mortgage Services and Benefits


  • Resource Financial will reduce lender fees by $500
  • Preferred Interest Rates
  • Interest Rate Guaranty & On-Time Closing Guaranty

Home Inspection

  • Inspector Partner will reduce inspection fees by $75

Educational Opportunities

  • Monthly Educational Newsletter
  • Monthly Zoom First-Time Buyer Webinars
  • Educational Videos regarding home buying
  • Dedicated Website

Home Insurance

  • Insurance People of North Carolina will provide savings with homeowner’s insurance


  • Attorney will reduce attorney fees
  • Attorney will close the loan at a location most convenient for you


  • Laura Salfia will provide a $1,500 closing cost credit

Mortgage Programs & Options

  • Conventional/FHA/VA
  • Fixed and Adjustable Rates
  • Jumbo Loans
  • First-Time Homebuyer Programs
  • Vacation/Second Home Financing
  • Investment Home Financing
  • Construction Loans
  • Reverse Mortgage

Resource Financial Services

Established in 2008 as a retail banking firm serving borrowers across the Southeast, Resource Financial is licensed in 13 states and headquartered in Columbia, South Carolina where it is South Carolina’s largest privately owned mortgage bank. In 2020, Resource Financial was approved by Fannie Mae and Freddie Mac as a conventional mortgage lender, made the prestigious Inc. 500/5000 list of fastest growing companies in America for the third time and was named to Mortgage Professional America’s list of top workplaces for 2020.

Ash Gurgis

Mortgage Banker
NMLS# 101120
Phone: 919-618-1771
Email: agurgis@rfsmortgage.com

Apply Online with Ash

With more than 25 years experience in the mortgage industry, Ash enjoys using his extensive knowledge to help clients achieve their dreams of home ownership. A graduate of the University of North Carolina at Chapel Hill, he is dedicated to exceptional customer service and makes sure the mortgage process is always positive and rewarding for his clients. He tailors loans to meet individual needs and has special expertise in government loans including VA, USDA and FHA loans.

Ash also applies his industry experience and customer service skills to lead the Credit Union / Commercial Bank division throughout the Carolinas, working with our bank partners to help them meet the mortgage needs of their members. Call Ash today and let him make your dreams come true with a better mortgage.

Laura Salfia

Phone: 704-619-6676

Buying or selling your home is a very personal thing. It’s the house where you raised your kids or are planning to start your family. It’s birthdays, graduations, family holidays, and so much more. It’s everything to you.

I know this because my family and my home mean the world to me. That’s why I became a real estate agent. I don’t just want to walk you through a few houses. I’ll guide you through this incredibly personal experience so that at the end of it, you’ll truly feel at home.

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