C. David Cain
I'd love to assist you with your most important lifetime purchase. Call or text me at 803-261-9267 to get started.

C. David Cain

North Carolina, South Carolina

Office: 803-261-9267
Fax: 803-708-7501

Apply NowEmail C. David Cain

A mortgage lender with more than 20 years experience, David has a wealth of knowledge in all aspects of the business. He is customer-focused and works with transparency to provide service that exceeds expectations. David treats clients like family and enjoys making the mortgage process simple, stress-free and enjoyable. As a result, he creates lasting relationships with each homebuyer.

“I welcome the opportunity to assist you with your most important lifetime purchase,” says David. “If you decide to work with me for your next mortgage, I promise an experience that is second to none.”

When he’s not helping homebuyers, David enjoys spending time with his family, working out, playing golf and attending Shandon Baptist Church.


2717 Devine Street
Columbia, SC 29205

NMLS# 283753
Licensed in SC, NC

Driving Directions

Use our mortgage calculators to help you determine your monthly payments. Or contact me for an estimate.

David Cain and his team are exceptional. They helped us to obtain our dream home in a very short period of time. David is both personable and professional and handles every matter as if it were for himself. They truly treat you as if you were family. I have recommended David to a close friend of mind would recommend his mortgage team to anyone.


David and his team absolutely exceeded every one of our expectations! As first time home buyers, it was a relief to have all of our questions answered clearly and in full. They answered questions we didn’t even know we had! David and his team were super flexible with our schedules and made extra efforts to make sure we were comfortable with our financial plans every step of the way.


They made the process easy and kept me updated so I never had any worries. The list of required documentation was easy to understand and I always knew where I was in the process.


Cain Mortgage team was patient and supportive from the time they informed me of what I needed to do to get in position to purchase my home until I closed in 2015. I have been referring people to them ever since! They never judged me or made me feel inadequate.


I cant say enough about how well things went with our refinance. We tried in the Fall with our current lender and I guess there isnt anything in it to refi bc they lose money so things fell through and they placed the blame on us as to why it fell through. Working with Mr Cain it was a breeze, it took all the stress and guess work out of it. We signed some things, exchanged a few calls and emails and a few weeks later were all done. I am pleased with the numbers how they worked out. The other reviews are accurate he and Rachel are easy to get a hold of and talk to. He also gave a lot of side advice on what to do to get credit scores to be ideal.


David was very informative answered all of my questions being a first-time home buyer I had a lot. He walked me through the whole process from start to finish. He was very easy to get in touch with at any time keep me updated if anything changed and has been a pleasure to work with. I would highly recommend working with him you will not be disappointed. Look forward to working with him in the future


I am a first time homeowner, so I had a lot of questions! David and his team were AMAZING! I knew at times he was slammed with work, however, he still took the time out to explain the process and what other questions I may have had. David knows his job very well and very professional. I highly recommend him!!!!


We had a wonderful experience with David Cain at Golden Gate Mortgage. The process was super easy and stress free. David explained everything clearly and was always there to answer any of our questions. I highly recommend them!


I could not have asked for a better lender. Usually I feel like it's the lender that everyone complains about but it was completely opposite with David! He helped me through everything with care and understanding. He took the time to explain every agreement and paper that we signed. He was always on call for us and even after we closed answered my calls!!! when we buy our forever home we will absolutely be coming back to David!


Mr. Cain assisted me in getting a loan for my first home that I closed on in February 2015. Mr. Cain and Rachel were a pleasure to work with. They responded to my correspondence in a timely manner, which is very important when you are in the home buying process. I had a issue with my credit score dropping because I had exceeded the recommended credit card utilization rate of 30% and a hard inquiry. That other bank was not willing to work with me anymore, but Mr. Cain got me all fixed up and I was able to close on my home February 28, 2015 with no problems. I thank God for allowing things to fall through with Certus Bank, and that he allowed me to have a sense of perseverance and started searching the web for other options.

tareka sartor

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