- Resource SOMC 100 Physician Loan
- Conventional/FHA/VA
- Fixed and Adjustable Rates
- Jumbo Loans
- First-Time Homebuyer Programs
- Vacation/Second Home Financing
- Investment Home Financing
Home Loan with 100% Financing Exclusively for SOMC Medical Students
Resource Financial understands that becoming a physician is an expensive and lengthy multistage process that can present challenges when it comes to home buying, especially for new doctors entering residency. It can be burdensome, demanding, and stressful given your unique employment circumstances and short timeline. Our newest physician loan is designed exclusively to lend support to fourth year medical students at the UofSC School of Medicine Columbia. Resource SOMC 100 provides flexible financing options and low interest rates, so you can purchase the home of your dreams with less time, money and stress.
For Purchase of Primary Residence
Fixed Rate and Adjustable Rate Terms
No Rate Increases on Jumbo Loans
Resource Financial Mortgage Programs & Options
A Mortgage Program to Meet Your Unique Needs
Up to 100% Financing Available with Your Medical Degree
No Private Mortgage Insurance (PMI)
Possible Credit to Offset Closing Costs
Student Loan Debt Not Counted in Debt Ratios
One-on-one Guidance from an Experienced Mortgage Banker Licensed in 12 States
Alabama, California, Connecticut, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Virginia
Resource Corporate Advantage Mortgage Programs & Options
- Conventional/FHA/VA
- Fixed and Adjustable Rates
- Jumbo Loans
- First-Time Homebuyer Programs
- Vacation/Second Home Financing
- Investment Home Financing
Resource Financial Services
Established in 2008 as a retail banking firm serving borrowers across the Southeast, Resource Financial is licensed in 12 states and headquartered in Columbia, South Carolina where it is South Carolina’s largest privately owned mortgage bank. In 2020, Resource Financial was approved by Fannie Mae and Freddie Mac as a conventional mortgage lender, made the prestigious Inc. 500/5000 list of fastest growing companies in America for the third time and was named to Mortgage Professional America’s list of top workplaces for 2020.
C. David Cain
Mortgage Banker
A mortgage lender with more than 20 years experience, David has a wealth of knowledge in all aspects of the business. He is customer-focused and works with transparency to provide service that exceeds expectations. David treats clients like family and enjoys making the mortgage process simple, stress-free and enjoyable. As a result, he creates lasting relationships with each homebuyer.
“I welcome the opportunity to assist you with your most important lifetime purchase,” says David. “If you decide to work with me for your next mortgage, I promise an experience that is second to none.”
Get Started
Please Fill Out the Form to Schedule Your On-Site Visit
Homeownership is a Key to Building Wealth
The link between financial security and homeownership is especially important as inflation rises. But many people may not realize just... read more →
April 4, 2022
Are you ready to be a first-time homebuyer?
Buying a home is likely the largest financial decision you will make. With so many things to consider we know... read more →
June 9, 2021
How To Improve Your Credit Score
If you've been thinking about buying a home, you're probably also wondering about your credit score. Having the right credit... read more →
May 12, 2021
Frontline Workers in South Carolina Receive Down Payment Assistance
Frontline workers in South Carolina who are buying their first home may qualify for up to $12,000 in forgivable down... read more →
April 5, 2021
Should You Renovate Your Home or Move?
After spending the majority of the last year at home, many of us are thinking it doesn’t quite fit our... read more →
March 1, 2021
How to Start Saving for a New Home
With the new year starting most of us have new goals and aspirations we want to work towards, and with... read more →
February 3, 2021