Welcome NCAPCS Members, Teachers and Parents

Mortgage Savings for NCAPCS Members, Teachers and Family Members

Resource Financial Services announces our mortgage discount program for NCAPCS members, teachers and family members. As your preferred partner, we will provide targeted financing solutions for you. NCAPCS associates will benefit from significant savings, personal service and simple solutions to meet all your home financing needs.

Thank you for helping to shape our children, our communities and our future.

Now we want to serve you! As an associate of NCAPCS, you are entitled to receive special benefits from your preferred lender, Rick Joyner and his team of experienced mortgage professionals at Resource Financial.

Your dedicated team will serve you and your family with mortgage lending options designed to meet your unique needs. You’ll receive discounts on fees, closing costs and everything from home improvement to garden supplies and home furnishings. Your team even includes a vetted real estate agent. Best of all, we will make a generous donation to your school’s PTA and to the NCAPCS Association with every loan closed.

It’s all designed to give you the benefits you deserve along with a better home financing experience.

NCAPCS Mortgage Services and Benefits

No Application Fee for NCAPCS members

$100 given to your school’s PTA with each loan closing

Members receive $500 off closing costs

$100 given to NCAPCS with each loan closing

Closing Attorney Fees Discount

Personalized homebuyer seminars and resources

SCMA Mortgage Programs & Options

  • Conventional/FHA/VA
  • Fixed and Adjustable Rates
  • Jumbo Loans
  • First-Time Homebuyer Programs
  • Vacation/Second Home Financing
  • Investment Home Financing
  • Construction Loans
  • Reverse Mortgage

Resource Financial Services

Established in 2008 as a retail banking firm serving borrowers across the Southeast, Resource Financial is licensed in 13 states and headquartered in Columbia, South Carolina where it is South Carolina’s largest privately owned mortgage bank. In 2020, Resource Financial was approved by Fannie Mae and Freddie Mac as a conventional mortgage lender, made the prestigious Inc. 500/5000 list of fastest growing companies in America for the third time and was named to Mortgage Professional America’s list of top workplaces for 2020.

Rick Joyner

Mortgage Banker

Rick has more than 30 years experience in the mortgage industry in both commercial and residential lending. During his tenure in the industry, he has provided mortgages to clients covering all product types to include VA, USDA, FHA, Conventional, Jumbo and the North Carolina Housing Programs. Rick leverages his experience in the industry to help his clients choose the best programs and products.

Rick serves on several community boards and is active in his church, First United Methodist Church in Cary, NC, where he serves on both the Finance Committee and Building Committee. In his free time he enjoys traveling with his wife as well as playing golf and tennis.

Apply Online with Rick

Get Started

Apply Online Now

Get Started

New Mortgage Inquiries


Send Us An Email

Email Us