Nelda Coats
I'd love to give you the Resource Advantage. Call or text me at 252.639.1616.

Nelda Coats

Georgia, North Carolina

Office: 252-648-0918
Fax: 252-624-0870

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Nelda has more than 20 years experience in financial services and works with all residential loan programs, including conventional, USDA, FHA and VA. Having run her own small business, Nelda specializes in customer service and meeting her clients’ needs and is known for her excellent communication and follow-up. She holds a Bachelor of Business Administration in accounting from the University of Georgia.

Nelda enjoys living in the sailing community of Oriental where she captains and races her own boat, a Tartan 34 and serves on the board of  the sailing non-profit Oriental Dinghy Club. She also serves on the board of the Coastal Women’s Forum as well as the Pamlico County Fishes and Loaves, a local food bank. She is a member of Oriental United Methodist Church and enjoys acting in local community theater. Nelda is a member of the New Bern Chamber of Commerce, Pamlico County Chamber of Commerce, the Jacksonville Board of Realtors and the Neuse River Region Board of Realtors.

200 Valencia Drive
Suite 145
Jacksonville, NC 28546

NMLS #1511029
Licensed in NC and GA

Driving Directions

Use our mortgage calculators to help you determine your monthly payments. Or contact me for an estimate.

Nelda did an excellent job of getting us the loan we needed in the time frame we needed. We had a house in mind and Nelda did everything she could to help us get that house. Overall we had a low stress experience and would definitely work with Nelda again.


Very thorough and very professional. Nelda was great to work with. She kept us informed with a list of tasks for us to do. Most all info was handled electronically, so things went much faster and everyone had copies of all necessary forms and requests. We did not meet in person until the actual closing. We would highly recommend working with Nelda.


Nelda was absolutely wonderful in helping us finance our home. I was out of the country for the entire process, but she ensured I was in the loop and fully informed each step of the way. Highly recommend, especially for military and those working with a VA loan!

lizhartman lh

I recently started looking around to find a lending institution to refinance my home. I had trouble getting in contact with several banks to get quotes. I tried for several days without any return phone calls. A friend referred me to Nelda Coats with Resource Financial. She was easy to get in contact with and answered all of my questions. During the process we communicated daily and she kept me up to speed on the progress of the loan. Not one time did I have to leave a message and wait for a reply, she answered the phone every time. Nelda was kind, knowledgeable, and went out of her way to make sure we closed on time without issue. I have a demanding job which limits my flexibility to meet during the day but Nelda was kind enough to meet at my convenience when needed. I will recommend Nelda to anyone I come in contact with and she will be the person I call when I purchase another home.


We have bought and sold five houses in the past and the most stressful purchase was this recent "retirement home" purchase where Nelda Coats was our mortgage banker. Throughout our probably last home purchasing event, the entire population of the state of North Carolina including us were busy surviving the hurricane Florence and enduring the aftermath. On the morning of our closing date we saw that buying this house was clearly not in our best interest, and we decided to postpone our closing a month or two after all repair and replacement projects due to hurricane damage were completed. Ms. Nelda Coats along with our buyer's agent, our seller and our sellers agent were all working in harmony and showing us outstanding attitude and effort in managing the repair work. The upbeat attitude of all these people made us feel good about this purchase and we decided to continue with the current plans. Not only her efforts to support us but a house warming gift from Nelda after the closing day has confirmed in our minds that Nelda is our friend for life.

ahmet erkan

Nelda was awesome to work with. There were many obstacles that we faced during this journey, but Nelda was right there with us during the whole process and never gave up.


Ms. Coats was extremely helpful in assisting me in my home buying experience. She demonstrated competence and knowledge in the mortgage field along with making me feel welcome to a new community.


Nelda got the financing done when others turned their back on us. She stayed in touch with us on a daily basis. Terri and I are grateful for her expertise and would recommend her to anyone!! Thanks so much for your help Nelda!! John and Terrilynn Ducas


Nelda was a pleasure to deal with. She kept me well informed along the way to closing. Nelda responded quickly though email and also returning phone calls. Top notch service with Resource Financial.


Nelda Coats made our first home buying experience easy! She guided us through everything, answered all questions and was ALWAYS AVAILABLE and returned emails very promptly. She's a true professional and very knowledgeable in the homebuying experience!


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